What is Long-Term Care

Long-term care is a range of services you may need to meet your personal care needs.  Most long-term Care is not medical care, but rather assistance with the basic personal tasks of everyday life.

When a person requires someone else to help him with his physical or emotional needs over an extended period of time, this is long-term care. This help may be required for many of the activities or needs that healthy, active people take for granted.

The need for long-term care help might be due to a terminal condition, disability, illness, injury or the infirmity of old age. Estimates by experts are that at least 60% of all individuals will need extended help in one or more of the areas above during their lifetime. The need for long-term care may only last for a few weeks or months or it may go on for years. It all depends on the underlying reasons for needing care.

Peter Madine - Financial Consultation
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  Long-term care for activities of daily living may include help with the following:    What is Long Term Care
  Walking   Managing pain  
  Bathing   Preventing unsafe behavior  
  Dressing   Prevent wondering  
  Using the bathroom   Attending to medical needs  
  Providing meals   Managing money  
  Maintaining the household   Paying bills  
  Temporary long-term care (need for care for weeks or months)   
  Rehabilitation from a hospital stay   Recovery from illness  
  Recover from injury   Recovery from surgery  
  Ongoing long-term care (need for care for many months or years)  
  Chronic medial conditions   Chronic severe pain  
  Permanent disabilities   Dementia  
  Ongoing need for help for daily activities   Need for supervision